<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1"><url><loc>https://docs.paymentenablement.com/</loc><changefreq>weekly</changefreq><priority>1.0</priority></url><url><loc>https://docs.paymentenablement.com/docs/compliant-surcharge-toolkit</loc><lastmod>2025-03-26T00:33:37.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/online-checkout-design</loc><lastmod>2026-06-22T20:47:21.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/the-appearance-api</loc><lastmod>2026-09-02T19:20:48.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/gatewayjs</loc><lastmod>2026-09-02T14:41:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/kount</loc><lastmod>2026-09-02T14:41:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/payer-authentication-3ds</loc><lastmod>2026-08-06T20:20:26.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/testing-sandbox</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/testing</loc><lastmod>2026-06-22T20:47:21.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/getting-your-api-keys</loc><lastmod>2026-06-22T20:47:21.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/mcp</loc><lastmod>2026-08-11T14:39:57.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/payment-migration-playbook</loc><lastmod>2026-03-31T14:03:43.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/payment-code-examples</loc><lastmod>2026-07-22T19:16:53.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/quick-start</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/advanced-integrations</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/digital-wallet-setup</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/collectjs</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/quick-start-tutorial</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/surcharge-with-card-type-detection-collectjs</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/account-funding-transactions</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/full-transaction-lifecycle-example</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/adding-digital-wallet-data-to-the-customer-vault</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/fsahsa</loc><lastmod>2026-02-27T15:26:52.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/custom-checkout</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/full-transaction-lifecycle-example-1</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/preparing-subscriptions-using-digital-wallet-data</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/adding-customers-to-vault</loc><lastmod>2026-08-10T17:49:52.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/credential-on-file</loc><lastmod>2026-08-06T20:20:26.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/customer-vault</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/managing-entries</loc><lastmod>2026-09-02T19:20:48.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/using-for-transactions</loc><lastmod>2026-08-06T20:20:26.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/advanced-integration</loc><lastmod>2026-09-02T14:41:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/hosted-checkout</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/quick-start-guide-copy</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/online-payments-overview</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/card-type-detection</loc><lastmod>2026-09-02T19:20:48.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/payment-component</loc><lastmod>2026-09-02T19:20:48.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/integration-guide-customize-styling</loc><lastmod>2026-08-06T20:20:26.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/integration-guide-implement-backend</loc><lastmod>2026-08-06T20:20:26.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/integration-guide-implement-frontend</loc><lastmod>2026-09-02T19:20:48.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/integration-guide-test-and-deploy</loc><lastmod>2026-02-10T05:52:00.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/deposit-reporting-component</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/deposit-summary-component</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/docs/transaction-reporting-component</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/recipes/activate-merchant-send-welcome-email</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.5</priority></url><url><loc>https://docs.paymentenablement.com/recipes/authorize-and-add-to-customer-vault</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.5</priority></url><url><loc>https://docs.paymentenablement.com/recipes/create-merchant-api-keys</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.5</priority></url><url><loc>https://docs.paymentenablement.com/recipes/payment-component-frontend</loc><lastmod>2026-05-11T20:39:42.000Z</lastmod><changefreq>daily</changefreq><priority>0.5</priority></url><url><loc>https://docs.paymentenablement.com/recipes/recurring-payment</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.5</priority></url><url><loc>https://docs.paymentenablement.com/recipes/refund-credit-card-transaction</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.5</priority></url><url><loc>https://docs.paymentenablement.com/recipes/sale-and-add-to-customer-vault</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.5</priority></url><url><loc>https://docs.paymentenablement.com/recipes/sale</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.5</priority></url><url><loc>https://docs.paymentenablement.com/recipes/validate-and-add-to-customer-vault</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.5</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-sub-affiliate-list</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/add-token-vault</loc><lastmod>2025-11-04T21:29:14.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/customer-token-vault</loc><lastmod>2026-05-11T20:39:42.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-fees-in-schedule</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/pull-all-fee-schedules</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-merchant</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-merchant-list</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-specific-merchant-information</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/patch_v4-merchants-gateway-id-1</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/nmi-gateway-features</loc><lastmod>2026-08-10T17:49:52.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/add-processor-service</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/adding-apple-pay</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/querying-merchants-apple-pay-status</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/card-type</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/check-services</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-merchant-processors-value-added-services</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-processor-config</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-settlement-time</loc><lastmod>2026-08-19T15:52:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/updating-settlement-time</loc><lastmod>2026-08-19T15:52:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-merchant-key</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/check-username-availability</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-merchant-partner-user-info</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/acu-events</loc><lastmod>2025-10-07T00:59:14.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/chargeback-events</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/check-status</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/overview</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/recurring-events</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/retry-logic</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/settlement-events</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/transaction-events</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/billing-management</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/customers-management</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/invoices-management</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/plans-management</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/products-management</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/subscriptions-management</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/transactions-processing</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/cancel-device-display-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/cancel-device-payment-request-v5</loc><lastmod>2026-08-17T18:38:29.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-device-payment-request-auth-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-device-payment-request-credit-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-device-payment-request-sale-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-device-payment-request-validate-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/deregister-device-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/display-device-qr-code-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-device-payment-request-status-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-device-prompt-menu-status-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-device-prompt-sign-status-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-device-prompt-yes-no-status-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-device-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/list-devices-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/prompt-device-menu-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/prompt-device-sign-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/prompt-device-yes-no-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/register-device-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/update-device-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/add-billing-address-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/add-shipping-address-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-customer-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/delete-billing-address-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/delete-customer-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/delete-shipping-address-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-billing-address-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-customer-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-shipping-address-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/list-customers-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/update-billing-address-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/update-customer-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/update-shipping-address-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/delete-v4-authvia-conversations-conversation-id</loc><lastmod>2026-05-11T20:39:42.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get_v4-authvia-conversations</loc><lastmod>2026-05-11T20:39:42.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-v4-authvia-conversations-conversation-id</loc><lastmod>2025-09-08T18:47:01.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/extensions-txt2pay</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/post_v4-authvia-conversations</loc><lastmod>2025-09-08T18:47:01.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/close-invoice-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-invoice-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-invoice-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/list-invoices-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/send-invoice-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/update-invoice-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/capture-payment-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-auth-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-credit-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-sale-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-payment-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/refund-payment-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/validate-payment-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/void-payment-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-plan-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/delete-plan-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-plan-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/list-plans-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/update-plan-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-product-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/delete-product-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-product-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/list-products-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/update-product-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-subscription-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/delete-subscription-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-subscription-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/list-subscriptions-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/update-subscription-v5</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/gateway-emulator</loc><lastmod>2026-07-18T01:06:30.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/postman-collection</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/authentication</loc><lastmod>2026-08-10T17:49:52.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/create-embedded-component-session</loc><lastmod>2026-08-18T15:58:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/getting-started</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/mcp</loc><lastmod>2026-08-11T15:45:08.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/pagination</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/rate-limiting</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/response-codes</loc><lastmod>2026-08-10T17:48:35.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/testing-methods</loc><lastmod>2026-08-10T17:49:52.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/see-merchant-billing</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/see-your-commission</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/query</loc><lastmod>2026-09-02T15:10:31.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://docs.paymentenablement.com/reference/get-transaction-data</loc><lastmod>2026-08-17T18:31:23.000Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url></urlset>